Mattress Financing

Mattress Xperts offers easy financing options to purchase your new mattress. We offer Synchrony 0% interest financing as well as easy no credit options. At Mattress Xperts stores in Florida we make it easy to sleep your best sleep Financing your mattress gives you time to pay off your mattress purchase. Mattress Xperts offers great plans for all types of credit. 

We have quick approval rates from Synchrony financing which allows our mattress shoppers to purchase a mattress and pay a monthly fee instead of using a credit card to purchase their new Tempur-Pedic, Sealy, Pure Latex Bliss or Adjustable bed sets freeing up much needed money monthly. Sychrony bank will run your credit with a great credit score of 690 or above you will be on your way to purchasing a new mattress or adjustable bed or furniture from Mattress Xperts. 

We also have no credit check financing which would allow you to purchase a mattress quickly and easy without the need of a great credit score to finance your mattress purchase. The No credit check financing will give you 90 days to pay off your purchase with the oppritunity to extend your payments for up to one year. 

If you are looking for a mattress but dont want the added expense Mattress Xperts has the perfect financing plan for your new mattress purchase. Just visit one of our friendly locations. 


When it comes to purchasing a new mattress, many people may find that the upfront cost can be a significant investment. That's where mattress financing comes in. Mattress financing is a payment option that allows customers to spread out the cost of their mattress over a period of time, making it more affordable and manageable.

With mattress financing, customers can enjoy the benefits of a high-quality mattress without having to pay the full price upfront. Instead, they can make monthly payments over a set period, typically ranging from 6 to 60 months, depending on the financing terms.

There are several advantages to choosing mattress financing:

  • Flexibility: Mattress financing gives customers the flexibility to choose a payment plan that fits their budget. They can select the duration of the financing term and the monthly payment amount that works best for them.
  • No interest or low interest: Some mattress financing options offer promotional periods with no interest, allowing customers to pay off their mattress without incurring any additional costs. Even if there is interest, it is often lower than other forms of credit.
  • Convenience: Applying for mattress financing is typically a quick and easy process. Customers can often apply online or in-store, and approval decisions are usually made within minutes.
  • Immediate ownership: With mattress financing, customers can take home their new mattress right away, rather than having to wait until they have saved up enough money to make a full payment.

It's important to note that mattress financing is a form of credit, and customers should carefully consider their financial situation before committing to a financing plan. They should ensure that they can comfortably make the monthly payments and understand any potential fees or penalties associated with the financing agreement.

At Mattress Xperts, we understand that investing in a quality mattress is essential for a good night's sleep. That's why we offer mattress financing options to help our customers find the perfect mattress within their budget. Our knowledgeable staff can provide guidance and assistance in selecting the right financing plan for your needs.

So, if you're in need of a new mattress but don't want to pay the full price upfront, consider mattress financing as a convenient and affordable option. Experience the comfort and support of a high-quality mattress without breaking the bank.


Lease-to-own mattress financing is a flexible payment option that allows customers to acquire a mattress without making a full upfront payment. This financing option is designed to provide convenience and affordability to customers who may not have the means to purchase a mattress outright.

With lease-to-own financing, customers can choose a mattress of their choice and pay for it in installments over a specified period of time. This allows them to enjoy the benefits of a high-quality mattress while spreading out the cost over a longer period.

One of the key advantages of lease-to-own mattress financing is that it does not require a credit check. This means that individuals with less-than-perfect credit scores can still qualify for this financing option. This opens up opportunities for those who may have been denied traditional financing options in the past.

Lease-to-own financing also offers flexibility in terms of payment plans. Customers can choose a plan that suits their budget and financial situation. Whether it's weekly, bi-weekly, or monthly payments, lease-to-own financing allows customers to customize their payment schedule.

Another benefit of lease-to-own mattress financing is the option to own the mattress at the end of the lease term. Unlike traditional financing options where customers may have to return the mattress at the end of the payment period, lease-to-own financing gives customers the opportunity to own the mattress outright.

It's important to note that lease-to-own mattress financing may come with certain terms and conditions. Customers should carefully review the terms of the lease agreement, including the interest rates, fees, and any penalties for late payments. Understanding these terms will help customers make an informed decision and avoid any surprises down the line.

In conclusion, lease-to-own mattress financing is a convenient and flexible payment option that allows customers to acquire a mattress without making a full upfront payment. It offers affordability, flexibility in payment plans, and the opportunity to own the mattress at the end of the lease term. If you're in need of a new mattress but don't have the means to pay for it upfront, lease-to-own financing may be a suitable option for you.